What Tavala does
One tracker for spending, wallets, budgets, bills and debts, in 155 currencies and 96 cryptocurrencies, on every device you own, with an assistant that answers questions about all of it. Each feature below has a page of its own.
Ask Tavala what you spent, what is left until payday or which bill is next, and have it log expenses or set a budget for you. The figures come from your own ledger, every change waits for your Confirm, and the AI model never sees an amount.
More about the Ask Tavala AI AgentTrack spending in 155 currencies and 96 cryptocurrencies. Tavala converts each entry at the rate of the day you paid and keeps that rate, so your totals stay honest.
More about multi-currencyUse Tavala with no account and no internet, on your phone, your Mac or in a browser. Add expenses anywhere, sync later if you want to, and keep your data on the device until you decide otherwise.
More about offline-firstShare one ledger with your partner, family or travel group. Everyone adds expenses from their own phone, one budget shows what is left, and joining is always free.
More about shared spacesSet a monthly budget in total or per category and see what is left, not just what was spent. Recurring bills and salary feed a 30-day forecast and a safe-to-spend figure.
More about budgets and billsList your debts, pick snowball or avalanche, and see your debt-free month. Test extra payments, lump sums, rate changes and refinancing before you commit to them.
More about debt payoffImport transactions and balances from your US or Canadian bank through Plaid. Read-only access, up to two years of history, and transfers between your accounts counted once.
More about bank syncTag spending to a trip or a project with a date range and see it apart from your everyday budget. Free on every plan.
More about trips and projectsQuestions answered from your ledger, and changes you confirm.
Ask Tavala what you spent, what is left until payday or which bill is next, and have it log expenses or set a budget for you. The figures come from your own ledger, every change waits for your Confirm, and the AI model never sees an amount.
More about the Ask Tavala AI AgentBy what you came looking for
Four pages that cut across the features above, each answering one question in full.
Also in every plan
- Reports and exportA monthly summary and category breakdown, spending trends and unusual months, CSV and PDF export. Year, custom range and year-over-year views are part of Tavala Plus.
- Six calculatorsLoan, compound interest, growth rate, savings goal, emergency fund and financial independence. All offline, all free.
- SecurityApp lock with biometrics or a passcode, passkeys and authenticator-app sign-in, and a device check before sensitive actions.
Start with what you spent today.
There is no account to create and no card to enter. Pick your currency, add what you paid, and Home shows what is left.